Our Products

Three products. One mission: your preferred funder.

Every TruCredit product is designed to give Ghanaian MSMEs fast, fair, and flexible access to the capital they need to grow.

Quick Access · Informal Sector

Tru Express Loan

Fast, short-term funding for micro and small businesses in the informal sector. No collateral required — because the most preferred funder shouldn’t make access harder than it needs to be.

Suitable for Micro & Small Enterprises
Designed for the informal sector
No prior savings required
Guarantor-based, no collateral
Fast approval & disbursement
Transparent, competitive pricing
Requirements
1
Completed loan application form
2
Valid national ID (Ghana Card)
3
Passport size photograph
4
Copy of recent utility bill
5
Guarantor
Working Capital · SMEs

Tru Booster Loan

The preferred working capital product for Ghanaian SMEs. Finance inventories, receivables, and payables — structured around how your business actually operates.

Suitable for Small & Medium Enterprises
Flexible repayment methods
No prior savings required
Quick disbursement
Competitive rates
Covers inventories, receivables & payables
Requirements
1
Completed loan application form
2
Valid national ID (Ghana Card)
3
Business operating permit
4
Passport size photograph
5
Copy of recent utility bill
6
Guarantor
Personal Finance · Salaried Individuals

Tru PayDay Loan

A fast, reliable personal loan for salaried individuals. Medical emergencies, school fees, home improvements — your preferred funder should be there when life demands it.

Suitable for Salaried Individuals
Based on verified salary or income
Flexible repayment schedule
Covers medical, education, renovation & bills
Creditworthiness-based approval
Stable employment required
Requirements
1
Completed loan application form
2
Valid national ID (Ghana Card)
3
3 months bank statements
4
Payslip / proof of employment
5
Copy of recent utility bill
6
Guarantor
Our Mission
Your preferred funder is one call away

Not sure which product fits your business? Our team will guide you to the right solution.

Speak to the Team →
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TruCredit Assistant
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