Market Rates

USD/GHS10.94

GBP/GHS14.62

EUR/GHS12.61

CNY/GHS1.59

GSE-CI15,868

Inflation3.3%

Policy Rate27.0%

T-Bill 91d6.45%

USD/GHS10.94

GBP/GHS14.62

EUR/GHS12.61

CNY/GHS1.59

GSE-CI15,868

Inflation3.3%

Policy Rate27.0%

T-Bill 91d6.45%

Bank of Ghana Licensed · 100% Ghanaian-Owned

We believe in
your business.

Even when banks don’t.

Fast, flexible and affordable credit for Ghanaian businesses. From market traders to growing enterprises, TruCredit funds the people who power our economy.

Apply for Funding →WhatsApp Us

Bank of Ghana Licensed

100% Ghanaian-Owned

MCAG Member

Disbursed in 24hrs

LOAN APPROVED

Just now

"TruCredit approved my loan in 24 hours. My shop is growing."

Market Trader, Accra

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Fast

Decisions in 24 hours

Flexible

Built around your cash flow

Affordable

Competitive, transparent rates

Secure

Bank of Ghana licensed

Our Products

A loan built for your business

Whether you run a market stall or a growing company, there is a TruCredit product designed for you.

Micro and Small Businesses

Tru Express Loan

Short-term funding for informal sector businesses. No collateral required.

Working Capital for SMEs

Tru Booster Loan

Finance inventories, receivables and payables to keep your business moving.

Salaried Individuals

Tru PayDay Loan

Personal loans for medical, education, home improvements and more.

View all products →

Guided by Purpose

Our mission and vision

Mission

To become the most preferred funder for Ghanaian MSMEs

We exist for the businesses traditional banks overlook. Entrepreneurs who are ready to grow but need a funder who truly understands them.

Vision

Fast, flexible and affordable financial solutions through technology

Simpler processes, faster decisions and better outcomes for every customer and stakeholder we serve.

Partners, Regulators & Affiliates

Bank of Ghana

Regulator

Collateral Registry

BoG Registry

MCAG

Micro-Credit Assoc.

Stanbic Bank

Banking

StarLife Assurance

Insurance

MTN Ghana

Mobile Money

mNotify

Communications

XDS Data Ghana

Credit Bureau

Bank of Ghana

Regulator

Collateral Registry

BoG Registry

MCAG

Micro-Credit Assoc.

Stanbic Bank

Banking

StarLife Assurance

Insurance

MTN Ghana

Mobile Money

mNotify

Communications

XDS Data Ghana

Credit Bureau

Insights

From the TruCredit blog

All articles →

Business Growth

March 2026

5 ways Ghanaian MSMEs can manage cash flow gaps during slow seasons

February 2026

Understanding your credit score in Ghana

January 2026

What the GHS exchange rate means for your business

Ready to grow your business?

Speak to our team today. We will find the right product and get you funded fast.

Apply for Funding →WhatsApp Us

Licensed by the Bank of Ghana · Member of MCAG · 100% Ghanaian-Owned