Funding that moves
as fast as your
business needs

Our mission is to become the most preferred funder for Ghanaian MSMEs — by delivering fast, flexible, and responsible credit to every entrepreneur who deserves a fair shot at growth.

Licensed by the Bank of Ghana · 100% Ghanaian-Owned · BoG Act 774

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Our Mission

To become the most preferred funder for Ghanaian MSMEs

3⁺

Loan products

24h

Fast disbursement

BoG

Licensed institution

100% Ghanaian-owned

Fully licensed under the Non-Banking Financial Institutions Act 2008 (Act 774)

The Preferred MSME Funder

Why Ghanaian businesses choose TruCredit

Being the preferred funder means more than being the fastest or cheapest. It means understanding the Ghanaian business landscape, respecting the entrepreneur’s time, and structuring credit that actually works for them.

Manage cash flow seasonalityKeep operations running smoothly during slow business periods.

Take advantage of trade discountsUnlock bulk purchase discounts with timely, accessible capital.

Expedite inventory purchasesMove fast on stock opportunities before they pass you by.

Manage trade receivablesBridge the gap between invoices issued and payments received.

“Our mission is to become the most preferred funder for Ghanaian MSMEs. Every product, every process, every decision is built around that goal.”

Isaac Esuantse, Founder & CEO, TruCredit

Fully licensed under the Non-Banking Financial Institutions Act 2008 (Act 774)

Our Products

Funding built for every stage of your journey

Whether you run a roadside shop or a growing enterprise, we have a loan structured for you — because every Ghanaian business deserves a preferred funder.

Quick Access · Informal Sector

Tru Express Loan

Small, short-term loans for micro and small businesses. Guarantor-based — no collateral required.

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Working Capital · SMEs

Tru Booster Loan

Finance inventories, receivables, and payables. Flexible repayments and competitive rates.

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Personal Finance

Tru PayDay Loan

Personal loans for salaried individuals — medical, education, renovation, travel, or urgent bills.

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Our Partners, Regulators & Affiliates

Bank of Ghana

Regulator & Licensor

Collateral Registry

Bank of Ghana Registry

MCAG

Micro-Credit Assoc. Ghana

Stanbic Bank

Banking Partner

StarLife Assurance

Insurance Partner

MTN Ghana

Mobile Money Partner

mNotify

SMS & Notifications

XDS Data Ghana

Credit Bureau

Bank of Ghana

Regulator & Licensor

Collateral Registry

Bank of Ghana Registry

MCAG

Micro-Credit Assoc. Ghana

Stanbic Bank

Banking Partner

StarLife Assurance

Insurance Partner

MTN Ghana

Mobile Money Partner

mNotify

SMS & Notifications

XDS Data Ghana

Credit Bureau

Our Team

The people behind TruCredit

Founder & Chief Executive

Isaac Esuantse

Founder & Chief Executive Officer

Isaac Esuantse founded TruCredit with one clear mission — to make TruCredit the most preferred funder for Ghanaian MSMEs. By bridging the funding gap that traditional banks leave behind, he has created a financial institution that truly understands the Ghanaian entrepreneur.

“Every Ghanaian business deserves a fair shot at growth. That’s why we built TruCredit.”

— Isaac Esuantse, Founder & CEO

Insights & Resources